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CoinPulse AU
Staking yield

Crypto staking calculator (AUD)

Estimate your staking rewards in Australian dollars. Adjust APY, time horizon, and whether rewards compound to see the difference each lever makes.

Your stake

Result

Estimated reward value
A$464.46
+0.161822 ETH
Starting value
A$2,870
Ending value
A$3,335
Final units
1.161822
Price used
A$2,870.21

Staking, explained for Australians

Staking is the closest thing crypto has to a savings account — but with very different risk. By locking up coins to help secure a proof-of-stake blockchain, you earn newly issued coins as a reward. Yields vary by network and by how much of the total supply is staked, but most major chains pay between 3% and 8% per year on the coin you staked. That headline number is the easy part. The harder question is what those rewards are worth in AUD over time.

Why this calculator uses a price multiplier

Earning 5% more SOL is wonderful when Solana is rising. It's much less impressive when the SOL price halves and your rewards lose more value than they earned. Use the "future price" multiplier to stress-test your scenario — try 0.5× (price halves), 1× (unchanged) and 2× (doubles) to see how price risk dwarfs APY over a multi-year horizon. The honest takeaway: staking yield is a small bonus on top of a directional bet, not a replacement for one.

Native staking vs exchange staking

Most Australian exchanges offer one-click staking on Ethereum, Solana and Cardano. It's convenient but they typically take 10–30% of the rewards as a fee and you give up custody of your coins. Native staking via a hardware wallet keeps the full yield and the keys in your hands, but it requires more setup and you need to understand unbonding periods (how long it takes to un-stake — often 7–28 days). Neither is "better"; they suit different priorities.

Don't forget the tax angle

The ATO treats staking rewards as ordinary income at the AUD market value on the day you receive them, not the day you sell. That means you can owe tax on rewards even if you never converted them to AUD. Keep daily records, and when you eventually sell, a second CGT event applies on any price change since receipt. Use the AU crypto tax estimator to ballpark the impact.

For a passive long-term strategy that pairs well with staking on the same coins, see the DCA calculator.

FAQ

Frequently asked questions

What is crypto staking?

Staking is locking up coins in a proof-of-stake blockchain (or a service that does it on your behalf) to help secure the network. In return you earn rewards, typically paid in the same coin you staked. Ethereum, Solana, Cardano, Polkadot and many others support staking.

What APY should I use?

Use the current rate advertised by your exchange or staking provider. Native staking yields commonly range from 3–8% for Ethereum, 5–8% for Solana and 2–5% for Cardano. Exchange-staking rates are usually lower because the exchange takes a cut.

Is staking taxed in Australia?

Yes. Staking rewards are typically treated as ordinary income at the AUD market value when you receive them. When you later sell those reward coins, a separate CGT event arises on any change in value since receipt. Keep records of the AUD price on the day of each reward payout.

What does compounding actually do?

Compounding means the rewards you earn are added to your staked balance, so future rewards are calculated on a slightly larger amount. Over a year the effect is small at 5% APY, but over multiple years it adds up — particularly if rewards are auto-compounded daily rather than annually.