How to buy crypto in Australia
Step-by-step guides for buying the major cryptocurrencies in Australian dollars — which AUSTRAC-registered exchanges to use, how PayID and OSKO deposits work, what fees to expect, and how the ATO treats your purchase.
Coin-by-coin guides
What every Australian buyer should know
Use an AUSTRAC-registered exchange. Registration means the exchange is bound by Australian anti-money-laundering and KYC laws — the same rules that protect bank customers.
Fund the account with PayID or OSKO from your bank. These transfers usually settle in seconds and skip the 1–2% surcharge most exchanges add to debit/credit card deposits.
Buying crypto with AUD is not a CGT event — tax is triggered when you later sell, swap or spend it. Holding for more than 12 months as an individual generally qualifies you for the 50% CGT discount. See the ATO crypto guidance for the current rules.
For long-term holdings, move coins off the exchange into a self-custody wallet — ideally a hardware wallet (Ledger or Trezor). Exchange accounts can be frozen or compromised; a wallet you control cannot.
Looking for live AUD prices? See the full coin list, compare any two coins in the comparison hub, or model a future sale with the AU tax estimator.